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What We Offer

WE HAVE SUCCESS WITH HELPING OUR CLIENTS REMOVE:

COLLECTIONS

​​LATE PAYMENTS

​​CHARGED OFF ACCOUNTS

​​JUDGEMENTS

INQUIRIES​

​​BANKRUPTCY

​​

SHORT SALES​

​​TAX LIENS

 

PERSONAL INFORMATION​

​​REPOSSESSIONS​

​​FORECLOSURES​

​​AND MUCH MORE!

One of the primary reasons people abandon budgeting is that they fail to create realistic budgets for their actual expenditures. We go over a fill list with you and more.

Being realistic and accounting for true expenses is crucial in budgeting. While expenses may be reduced in the future, the essence of budgeting is to devise a plan and adhere to it. Every penny count, and we strive diligently to help you recognize this fact.

Dollar Bill in Jar

Fixed Monthly Expenses List

  • Rent

  • HOA Dues

  • Homeowner’s or Renter’s Insurance

  • Cable Bill

  • Internet Bill

  • Phone Bill

  • Daycare

  • Subscription Payments

  • Car Insurance

  • Insurances

  • Alcohol

  • Smoking

  • Gambling

Image by Alexander Grey

Variable Monthly Expenses List

  • Groceries

  • Restaurants

  • Water/Sewer

  • Power/Electricity

  • Clothing

  • Pets

  • Kids and/or Babies

  • Babysitter

  • Gifts

  • Personal Care/ Beauty

  • Entertainment

  • Sports & Recreation

  • Haircare

  • Medical Out of Pocket Costs 

  • Natural Gas

  • Garbage

  • Gas For Cars

  • Personal Spending Money

  • Buffers

  • Charitable Donations

  • Mortgage

  • Car Payment

  • Credit Card

  • Student Loans

  • Other Loans

Dollars

Savings & Sinking Funds Monthly Expenses List

  • Emergency Fund Savings

  • Christmas Sinking Fund

  • Retirement

  • Kid’s College Fund

  • Auto Repair Sinking Fund

  • Home Repair and/or Maintenance Sinking Fund

  • Vacation Sinking Fund

  • Yearly Auto Fees Sinking 

affordable services

unlimited disputes

No-Hassle cancellation policy

dedicated support

Contact Us

- Our website's navigation menu provides easy access to key pages, including FAQs, our affiliate program, privacy policy, terms of service, refund policy, disclaimer, cookies policy, about us, and information about our data protection policy.  

 

Customers

AFFILIATE DISCLOSURE

Hey there! Just a heads up – some links on this site are affiliate links. If you click and buy, we might earn a tiny commission, like finding spare change in the couch cushions. 🛋️💰

But don’t worry, we only recommend products and services that we genuinely love and use ourselves and believe will bring you as much joy as a surprise donut delivery. 🍩✨ So go ahead, click away with confidence, knowing that your support helps us keep the lights on and the coffee flowing. ☕️

Thanks for being awesome! 🚀

Worrrrrrrrrrrrrrrldwide,

The Blessings Over Bondage Team

 

© 2024 By Blessings Over Bondage All rights reserved.

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