How It Works

Our coaching process is designed to provide clarity, structure, and accountability—while keeping you fully in control of your financial decisions.

Important Clarifications

We do not act on your behalf with creditors, lenders, credit bureaus, or government agencies.
We do not provide legal or tax advice or credit repair services.
Coaching and education do not guarantee specific financial outcomes.
You remain responsible for all financial decisions and actions.

Our Commitment

We are committed to providing ethical, transparent, and faith-rooted financial coaching that prioritizes education, personal responsibility, and long-term stability.

Step 1: Start with Clarity

You begin by booking an initial session and completing a brief intake. This allows us to understand your goals, challenges, and current financial situation.

We do not request or store highly sensitive personal information such as Social Security numbers, full dates of birth, or financial account numbers.

Step 2: Education & Coaching

During your sessions, we focus on financial education and coaching, including:

Budgeting and cash-flow planning
Debt-elimination strategies
Credit education and report understanding
Mindset and stewardship guidance

Our role is to educate and coach. You make the decisions and take the actions.

Step 3: Build a Practical Plan

Together, we develop a practical, realistic plan based on your goals and circumstances. This may include:

A customized budget framework
Debt payoff strategies
Financial habit tracking
Short- and long-term goal planning

Plans are designed to be sustainable and adaptable as life changes.

Step 4: Ongoing Support & Accountability

Clients who continue with coaching receive ongoing support, accountability, and encouragement through scheduled sessions and optional tools provided within the client portal.

All coaching services are provided virtually, allowing us to support clients across the United States.